MCW-105

SUMMARY: Performance-driven Commercial Underwriter with rapid advancement from processing to full underwriting responsibility within 14 months. Experienced in admitted and E&S markets, complex commercial risks, broker relationships, and profitable new business and renewal underwriting. Currently pursuing the Associate in Commercial Underwriting (AU) designation, with AU 60 and AU 61 completed. Combines insurance expertise with an MBA in Finance, advanced analytical skills, and leadership experience with Amazon and the U.S. Marine Corps. 

CORE EXPERTISE: Commercial Underwriting • Admitted & E&S Markets • Risk Analysis • New Business & Renewals • Loss Runs • Broker Relations • Carrier Markets • Risk Selection • Portfolio Management • Data Analytics • Lessors Risk • Habitational • Restaurants • Construction • Manufacturing

 LICENSE:              NEW YORK STATE PROPERTY & CASUALTY BROKER

EDUCATION            MBA, Finance 

Property & Casualty Commercial Lines Underwriter

• Review 30+ commercial submissions weekly, maintaining a consistent 30%+ bind ratio.
• Average approximately $25,000 in weekly bound premium, representing approximately $1.3M annualized.
• Underwrite new business and renewals through 25+ carrier direct markets, including admitted and E&S/non-admitted markets.
• Evaluate complex risks including coastal property, new ventures, adverse loss histories, habitational, manufacturing, mercantile, restaurant and construction accounts.
• Manage relationships with 60 retail and wholesale brokers, developing insurance solutions aligned with carrier appetite and underwriting guidelines.
• Apply analytical and risk-management principles to evaluate exposures, profitability and coverage requirements. 

Property & Casualty Associate Underwriter 

• Progressed from processing and associate underwriting to full underwriting responsibility within 14 months.
• Analyzed multi-year loss runs, inspection reports and contracts to identify exposures and coverage gaps.
• Managed the underwriting lifecycle from submission review through binding, policy issuance and endorsements.
• Partnered with senior underwriters to remarket non-renewed and canceled accounts, helping retain business through alternative markets.
• Ensured bound policies met carrier compliance standards and internal underwriting guidelines.

For additional information or to obtain a resume on this Insurance Professional...

Contact Fred Gorman at 1-631-588-4200 Between 8AM & 9PM or Email Fred@GormanPersonnel.com