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EXECUTIVE PROFILE: Insurance-first CRE risk strategist and MBA-educated, analytics-driven advisor with 15 years of experience helping institutional lenders and investors underwrite, clear, and govern insurance risk tied to collateral value. Bring deep broker-side market expertise (coverage structures, negotiations, placements) and translate it into an in-house, lender/PE-ready operating model across pre-close and pre-securitization decision points, linking policy terms, engineering analytics (PML/PCR), and legal covenants to clear outcomes (approve/condition/escalate).

Recognized as a trusted gatekeeper for major lenders, driving $1.33M in revenue in 2025 by resolving coverage gaps, quantifying shortfalls, and aligning insurance with credit standards, rating-agency expectations, and market capacity. Known for executive-level communication to credit and investment committees and for building repeatable workflows that scale across portfolios

Insurance Risk Strategist (CRE Credit, Closing & Securitization) | Senior Consultant | 

• Led insurance risk clearance for institutional CRE lenders and investors across pre-close and pre-securitization decision points; issued committee-ready positions, exceptions, and conditionsto-close.
• Directed insurance due diligence and covenant compliance across complex capital stacks (CMBS/BALS, mezzanine, repo/warehouse), aligning terms with R&W and rating-agency expectations.
• Drove deficiency cures by negotiating with borrower brokers and markets - restructuring limits/terms and documenting mitigations to meet lender risk appetite.
• Translated PML/PCR, zoning, and ordinance constraints into shortfall and restoration-feasibility models supporting credit decisions and risk pricing.
• Managed a revenue portfolio totaling $1.33M (2025) with $340K invoiced YTD through Q1 2026; trained/QA’d analysts and standardized modeling methods for consistent delivery.

Commercial Insurance Account Executive

• Managed a $2.5M+ premium portfolio spanning high-net-worth real estate and complex professional liability programs.
• Placed property, casualty, and specialty programs with top-tier carriers for mid-to-large clients; optimized terms, pricing, and coverage language.

 Account Executive, Commercial Insurance & Renewable Energy Lead

• Led renewal strategy and market placement for mid-to-large commercial accounts; advised on risk mitigation and coverage decisions.
• Advanced renewable energy insurance offerings by negotiating manuscript terms with London markets and ensuring regulatory compliance.
• Produced tailored proposals using market and regulatory intelligence to align coverage structures to each client’s operations and assets.

For additional information or to obtain a resume on this Insurance Professional...

Contact Fred Gorman at 1-631-588-4200 Between 8AM & 9PM or Email Fred@GormanPersonnel.com