Gorman Insurance Personnel Consultants
Interesting Candidates
Risk Consultant, CPCU, MBA, JDCJCRM-125
Risk Consultant, Optimizing Insurance Programs for Growth (Multiple Clients). Oct 2019 – Present
- Underwriting – structured underwriting guidelines and revised policy terminology for micro insurance program
- Researched reinsurance options for new program.
- Risk Evaluation – performed cost/benefit analysis of rates, limits and deductibles.
- Interaction with Brokers – conducted audit of all agency contracts for MGA with $300 mm premium.
- Developed a Business Plan - designed a captive association risk group including pricing and coverage.
- Production Underwriting - achieved loss ratio below 20% with new business production of $2 million.
- Reinsurance - prepared cost/benefit scenarios with quota share and XOL programs.
- - analyzed economic impact QS: pro-forma P&L analytics on gross & net basis.
- Proven Negotiator - obtained XOL treaty and 80% quota share treaty with cede commission up to 40%.
- Underwriting/ Strategy - manager of underwriting for risk retention group; trained and audited underwriters. Wrote underwriting guidelines in conjunction with actuary.
- Contract and Policy Review - reviewed property, GL, excess casualty, workers’ compensation and other insurance programs for clients across industries.
- Technical Knowledge - compared coverage, rates and deductibles on large property and liability programs up to $1 million in premium. Compared large deductible and guaranteed cost WC programs, calculated the break-even point for large deductible.
- Interaction with Brokers - worked with national and regional brokers to obtain the best pricing and coverage.
For additional information or to obtain a resume on this Insurance Professional...
Contact Fred Gorman at 1-631-588-4200 Between 8AM & 9PM or Email Fred@GormanPersonnel.com
Or Terry Sanders day or evening call -516-496-4573 or email arielpc@optonline.net